ANTI-HARASHMENT SERVICES
Despite various Supreme Court judgments and RBI guidelines prohibiting harassment of borrowers, recovery agent harassment remains a prevalent issue in India. Discover how we can help protect you from unwarranted harassment.
Are you facing relentless harassment from recovery agents despite legal safeguards? At Loan-clear.com, our dedicated legal team is here to help you put an immediate stop to illegal and distressing recovery tactics.

Process of Anti-Harassment Services

  • Initial Consultation
  • Legal Assessment
  • Communication with Recovery Agents
  • Escalation to Bank and Ombudsman
  • RBI Complaint
  • Legal Action
PROCESS OF ANTI-HARASSMENT SERVICE
Initial Consultation
with LOan-Clear.com
Legal Assessment
Communication With
Recovery Agents
Escalation To Bank
And Ombudsman
RBI Complaints
Under Our Observation
Legal Action
Against Recovery Agents
UNDERSTANDING HARASSMENT
We define harassment by recovery agents as actions that go against Supreme Court Judgements and RBI guidelines, such as:
  • Unauthorized disclosure of your debt to friends and relatives.
  • Repeated calls causing mental distress to pay loan EMIs.
  • Threats to you, your family, or relatives.
  • Unannounced visits to your home or place of business to humiliate you.
  • Public insults implying your inability to repay.
RBI GUILDELINES FOR RECOVERY AGENTS
The Reserve Bank of India has laid down specific rules to protect consumers, including:
  • No home visits without prior appointment.
  • No calls at work or unannounced office visits.
  • Prohibition of intimidation, insults, or abusive language.
  • Requirement to carry the bank’s identification and authorization letter.
  • Restriction on contacting you before 7 am and after 7 pm.
LEGAL REMEDIES AVAILABLE
Explore various legal avenues to counter harassment, such as:
  • Filing a Police complaint
  • Initiating an injuction suit against the bank for relief and compensation
  • Filing a Defamation suit against the bank and recovery agent.
  • Trespassing suit if agents enter your premises without consent
  • Lodging a complaint with your bank’s ombudsman.
HOW WE CAN HELP
Our Team of Experienced lawyers is ready to assist you by:
  • Communication with recovery agents, warning of impending legal action if harassment persists.
  • Escalating complaints with the bank and its ombudsman.
  • Filing complaints with the RBI to ensure resolution.
READY TO ASSIST
If you're seeking relief from harassment or aiming to settle your loan, Loan-clear.com is your solution. We work with borrowers in various circumstances, offering the possibility of loan settlement within 90-120 days after signing the contract. Apply now to begin your journey towards financial relief!